🧠 Introduction
Think you need thousands to start investing in India?
Think again. You can begin with just ₹500 — and no, it’s not too small. Thanks to modern platforms and SIP options, building wealth is now more accessible than ever.
Let’s walk you through the steps to begin your stock market journey with just ₹500.
💼 Step 1: Open a Demat & Trading Account
Choose a beginner-friendly platform like:
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✅ Groww
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✅ Zerodha
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✅ Upstox
These apps offer seamless KYC and low charges. It takes 10 minutes to open an account.
💸 Step 2: Choose How You Want to Invest
With ₹500, you can:
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Buy Direct Stocks
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Invest in shares like ITC, Tata Power, or Rail Vikas Nigam — all under ₹500.
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Fractional ownership helps you buy small amounts.
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Start a SIP in Mutual Funds
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Funds like Nippon Small Cap Fund or ICICI Prudential Bluechip allow SIPs starting at ₹100 or ₹500.
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🔍 Step 3: Do Basic Research
If you’re buying stocks:
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Read company basics (P/E, revenue growth, etc.)
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Stick to sectors you understand: FMCG, Banking, Energy
If you’re doing SIPs:
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Check fund rating (4-star or 5-star)
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Consistency in returns > flashy performance
📈 Step 4: Stay Invested
Don’t panic if markets go up or down.
✅ Invest regularly
✅ Increase your amount as income grows
✅ Let compounding do the magic
🧠 Tip for Beginners
“The best time to start was yesterday. The next best time is today.”
Don’t wait to save ₹50,000. Start with ₹500 and build the habit first.